I have saved a small fortune recently. Note that I didn’t say that I had won the lottery, just that I had managed to SAVE some money.
Unusual doesn’t begin to describe this event, unheard of would be more like it. You know what though, it really hasn’t been hard but it has been 100% effective! What’s my secret? I don’t take out my purse anymore unless I have a planned spend!
I always used to take my handbag with me everywhere, which meant anything I suddenly fancied was readily available to me. Chocolate, croissants, bagels, magazines, sweets, lunches and so on. Not one to usually have any cash, that stopped being a problem the day the Tesco Express moved in. Cards were now a good as money!
But if I carry neither cards, nor money, short of offering some other service (think of washing up rather than the second oldest profession – does anyone actually know what the oldest profession is, please advise if you do) then I can’t spend. End of!
Now I just need to be super good and transfer all of the saved money into a savings account rather than using it for one of those even bigger shopping mall purchases!
This week seems to consist of various blogs about money. Unintentionally, but here comes another one!
We have saved ourselves a small fortune recently by borrowing things from people rather than buying them. Items include: A blender ((saving £20), a digital camera ((saving £200), a rucksack (from Other Half) , a drinks bottle (from little lady) and 3 DVDs (roughly £30). There were other items, but I am sure by now you have the picture. Yes, Other Half will need a digital SLR at some point, but he didn’t need to own one for the one off birthday present of a photography tour at night. Again, I made soup, which as it was such a disaster I am loathe to make again anytime soon. Should I make it again and fair any better I shall then purchase a blender of our own. Until then we have very kind neighbours who are more than happy to lend us theirs. That is long before going into how neither Other Half, nor Little Lady were using the said items that I borrowed when I did, so their loans were of no loss to them.
And maybe that is the whole point, it didn’t cost anybody anything to lend their items to us, because we return said items in one piece, often with a small gift to say thank you. The family, friends and neighbours that kindly loan to us, save us no end of money, space and convenience (sugar, carrots, onions, milk etc borrowed rather than walk to the bottom of the road when you have already started dinner) though.
By borrowing, everyone is a winner and that includes the environment!